Motorcycle Insurance
Motorcyclists in Aransas Pass, Texas, are exposed to potential accidents, theft and damage from unexpected events like storms or collisions. Obtaining motorcycle insurance isn’t just a precaution—it’s essential for safeguarding your investment and ensuring peace of mind during every ride.
The team at On the Coast Insurance Agency is committed to helping you find a tailored motorcycle insurance policy that meets your specific needs.
What Is Motorcycle Insurance and What Does It Cover?
Motorcycle insurance is essential if you own a bike. Just like car insurance, it may help protect you, your passengers and your investment. The following are the main coverages that can make up a motorcycle insurance policy:
- Bodily injury liability coverage—This may cover injuries to others if you’re at fault in an accident.
- Collision coverage—This may pay for damage to your bike caused by a collision with another vehicle or object.
- Comprehensive coverage—This can protect against noncollision incidents such as theft, vandalism or natural disasters.
- Personal injury protection—This can cover medical expenses and lost wages for you and your passengers.
- Property damage liability coverage—This may pay for damage to someone else’s property caused by your bike.
- Uninsured/Underinsured motorist coverage—This can help if you’re in an accident with an at-fault uninsured or underinsured driver.
How Much Does Motorcycle Insurance Cost?
Motorcycle insurance operates much like car insurance. To stay covered, you pay regular premiums. If you have an accident or your bike sustains damage, you can file a claim with your insurer. They’ll assess the situation and offer compensation based on your coverage and deductibles. Keep in mind that coverage choices and costs vary widely due to factors such as rider age, experience, location, motorcycle type, coverage choices and driving history.
How to Obtain Motorcycle Insurance
If you need motorcycle insurance, On the Coast Insurance Agency is here to help. Contact us today to discuss your insurance needs and receive a personalized quote.